Case Studies

After suffering a significant lower back injury in a motor vehicle incident Mr B claimed TPD benefits with the assistance of Turner Freeman. With a prior work history including physical roles in the Army and as a security guard Mr B was now precluded from working within his education, training and experience. He had 2 super funds and claimed on both. Both super funds paid benefits after two insurers independently agreed that Mr B was TPD.

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Mr M was an advertising executive with a long history working in stressful corporate environments. After being diagnosed with chronic fatigue he had to cease work due to the severity of his symptoms. After lodging a claim himself the insurer made a preliminary decision to decline the claim. With the assistance of Turner Freeman Mr M disputed the preliminary decision, made comprehensive submissions, obtained further evidence and convinced the insurer to pay the full TPD benefit.

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After pursuing a claim with other lawyers Ms O’s claim for TPD benefits was rejected and an internal review failed. Turner Freeman were engaged to dispute the claim and obtained further targeted and comprehensive medical evidence confirming TPD status. Court proceedings were issued and prosecuted and the claim settled favourably after alternative dispute resolution resulting in a finding of TPD and payment of full statutory benefits plus interest and 90% of the insurance benefit owed.

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After consulting other lawyers Mr A was told he did not have any insurance benefits on his account with Australian Super. After referring to Turner Freeman’s super claims website Mr A sought further advice. Turner Freeman undertook a comprehensive investigation and found 6 other accounts held by Mr A with the same super fund that had been opened each time Mr A had commenced new casual employment periods with the same employer. Multiple insurance coverage was available including a policy current at the time Mr A ceased work. A claim was lodged and pursued by Turner Freeman despite the date last worked being more than 10 years ago. The claim was successful and Mr A received full benefits under the policy and early access to his superannuation balance.

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After consulting other lawyers Mr A was told he did not have any insurance benefits on his account with Australian Super. After referring to Turner Freeman’s super claims website Mr A sought further advice. Turner Freeman undertook a comprehensive investigation and found 6 other accounts held by Mr A with the same super fund that had been opened each time Mr A had commenced new casual employment periods with the same employer. Multiple insurance coverage was available including a policy current at the time Mr A ceased work. A claim was lodged and pursued by Turner Freeman despite the date last worked being more than 10 years ago. The claim was successful and Mr A received full benefits under the policy and early access to his superannuation balance.

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