Who can claim Life Insurance or Death Benefits?

Life Insurance or Death Benefits can be claimed by any dependants of the deceased. Dependents include a legally married spouse, de facto partner (including same sex partners), children, legal personal representative of the deceased’s Estate (executor or administrator), financial dependants and inter-dependants.
Death benefits can also be claimed by the policy holder prior to them passing if two doctors certify that the person has less than two years to live. This is known as a terminal illness claim.

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